Inheriting money comes with plenty of benefits. But an inheritance—even a big one—doesn’t automatically mean a worry-free life of ease. A windfall can actually create unique challenges and conflicts that become the root of significant problems for your heirs—and for you, too. The good news: You can take steps now to address potential issues related…

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The Internal Revenue Service announced that anyone who already took a required minimum distribution (RMD) in 2020 from certain retirement accounts now has the opportunity to roll those funds back into a retirement account following the CARES Act RMD waiver for 2020. The 60-day rollover period for any RMDs already taken this year has been…

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Stress testing can also be effective at identifying potentially big problems—or possibly huge mistakes—so you can make changes proactively. We believe stress testing should be a part of many people’s due process when vetting financial plans, products and services. In this month’s Flash Report, The Importance of Stress Testing Your Wealth Strategies, you’ll discover the…

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Hear our President, Kay Lynn Mayhue, CFP®, AEP®, RFC®, talk with Emily Boothroyd, JD, CFP® discuss the importance of being prepared and the documents that you may need to have on hand in case of an emergency. Should you have questions on your estate documents or are unsure of what to do, please give us…

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Although we must remain physically apart during this challenging time, we want to provide assurance that your Merit team will remain very much with you in the days and weeks ahead.  Not a moment goes by that we are not grateful for the trust and confidence you place in us.  Rest assured, in good times…

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As news continued to flood in last week, market participants did their best to judge the long-term impact of every single morsel which led to quite a volatile environment.  The news wasn’t all negative as 2 of the 5 days posted large gains.  In fact, Friday March 13th was one of the best 1-day gains…

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To keep you informed, we wanted to provide an update on Merit’s efforts to remain proactive and prudent regarding the developing Coronavirus situation. What actions is Merit taking regarding the supervision and monitoring of my investments? Our investment team is reviewing the markets constantly to provide your advisors with the most up-to-date information.  They continue to…

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After setting all-time high levels last month, stocks began to reverse course mid-February as coronavirus fears took hold.  Below please find our viewpoints, guidance and expectations.  A Moment to ReminisceEven typing the date “March 9th” brings back memories from when I typed a similar letter on March 9th, 2009, the low point for stock markets…

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After setting all-time high levels this month, stocks reversed course as coronavirus concerns begin to hit both economic and corporate earnings forecasts. The growing fears surrounding coronavirus added to an expanding recognition that global economic activity is slowing.  In some respects, equity markets seemed to defy gravity over the past several quarters, marching higher in…

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They say we get wiser as we get older, but let’s face it: Many new uncertainties and challenges can crop up as people get deeper into their golden years. Changes in physical health and issues with memory can mean you—or your elderly parents—might require new types of never-before-needed assistance. With that in mind, here’s a…

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