Why You Should Hire a Certified Divorce Financial Analyst®

Divorce, court, separation of households

According to Psychology Today, approximately half of marriages in the United States end in a permanent separation or divorce. Whether you’re considering separating from your partner or you’ve already initiated the process, the Certified Divorce Financial Analyst® practitioners at Merit Financial Advisors recommend finding a wealth management professional that specializes in divorce planning to ensure…

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Love it Forward

Broken glass, rose petals

As a widow, there was always something about Valentine’s Day that made me feel unloved.  Of course, this is the complete opposite feeling that this holiday is meant to evoke, but this day can be exceptionally painful for the many women who are experiencing widowhood.  Fortunately, I have found over the years that I began…

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A Financial Advice Checklist for Widows

woman and elderly woman holding hands

Losing a spouse is tough both emotionally, as well as financially. You might be wondering how to plan for your future without your partner, or what will happen to their assets and yours. Well, that’s why the team from Merit Financial Advisors is here to help ensure you’re financially prepared for the future. As our…

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Divorce After Age 50 and Financial Safeguards

divorce settlement

It’s a good idea to employ a divorce financial analyst prior to a divorce at any age, but it can be particularly vital if you are over 50.  A divorce late in life can have a significant impact on the financial stability of one or both parties. Once you’re past your prime working years, you can’t…

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5 Steps to Financial Empowerment for Females

woman being happy

Unfortunately, even in the twenty-first century, it’s a man’s world, especially when it comes to financial matters. That’s why as a woman, it’s essential to have an arsenal of financial planning tips and advice at your disposal to call on when you need help. For this reason, the team from Merit Financial Advisors has collected…

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Post-Widowhood: Reinventing Your Future

Widow Blog Image 2

Reinvention: It’s Not Easy When your spouse dies, so does the future that the two of you planned together. You’re overwhelmed by the grief, newfound responsibilities, tangle of emotions, and resulting exhaustion that so often accompany widowhood. And now you’re also tasked with reinventing yourself and reimagining a future that no longer includes your partner…

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Planning for the Unexpected

woman crying

A Story of Loss and What You Can Learn from It. “We never truly get over a loss, but we can move forward and evolve from it.”  – Elizabeth Berrien When I first began to work with financial planning clients, I met a woman whose story has stayed with me, and will undoubtedly be a…

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Being Stuck and Resting are NOT Equal

Widow Blog Image

Decisions, Decisions… If you have traveled, or are traveling, the widowhood road, you probably know how overwhelming its myriad changes and choices can be. Making even one good decision, let alone many can be an especially tall order at a time when just putting one foot in front of the other may seem like more than you can muster.…

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Moving Past Pessimism with Purpose

Widow Blog image 2

Becoming a Widow Since recently becoming a widow, Deborah often feels as if she’s trapped on a renegade roller coaster of stress, fear, confusion, exhaustion and loneliness. As if her grief and loss don’t seem debilitating enough, she is deluged with responsibilities, tasks and decisions – decisions that could permanently affect not just her finances,…

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Finding the Right New Financial Advisor

Widow Blog Image 1

Saying Goodbye Many estimates suggest that after their spouses die, a whopping 70% of widows fire their financial advisors. Anecdotal evidence suggests this often happens because the advisor (who supposedly worked for both halves of the couple) somehow never really cultivated a relationship with the woman. Perhaps the advisor made the old-school mistake of seeing her not…

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