Buy Experiences. Not Stuff. Here’s Why.

September 10, 2020

When we spend money, we’re doing more than simply buying things. We want to create feelings of happiness, satisfaction and well-being. But are we really spending our money in ways that achieve those results? The answer, unfortunately, is probably not. As one world-famous Japanese “tidying expert” might say, our spending habits don’t spark joy. The…

Choosing an Executor for Your Estate.

August 19, 2020

Here’s an uncomfortable truth you need to accept: Someday—hopefully in the very distant future—you are going to die. The good news: You can make that moment easier on your heirs by taking a few simple steps. One of the best ways, financially, to prepare now for that time is to choose a person to be…

5 Steps to Financial Empowerment for Females

August 17, 2020

Unfortunately, even in the twenty-first century, it’s a man’s world, especially when it comes to financial matters. That’s why as a woman, it’s essential to have an arsenal of financial planning tips and advice at your disposal to call on when you need help. For this reason, the team from Merit Financial Advisors has collected…

Tips & Financial Advice for Women Going Through a Divorce

August 17, 2020

Going through a divorce can be a difficult time for anyone, but studies show it can be more complicated for women. This is because unfortunately, much like there exists a gender divide when it comes to the workplace, there’s also one when you’re getting a divorce. Studies show that in divorces where both parties are…

What is the Role of a Certified Divorce Financial Planner

August 4, 2020

Going through a divorce is never easy, especially when it comes to finances. However, working with a certified divorce financial planner can make the process go much more smoothly. They’re trained to provide key insight and assistance when it comes to your finances during a divorce, taking some of the burdens off your shoulders. The…

Post-Widowhood: Reinventing Your Future

July 23, 2020

REINVENTION: IT’S NOT EASY. When your spouse dies, so does the future that the two of you planned together. You’re overwhelmed by the grief, newfound responsibilities, tangle of emotions, and resulting exhaustion that so often accompany widowhood. And now you’re also tasked with reinventing yourself and reimagining a future that no longer includes your partner by your…

Preparing Heirs for Their Inheritance

July 15, 2020

Inheriting money comes with plenty of benefits. But an inheritance—even a big one—doesn’t automatically mean a worry-free life of ease. A windfall can actually create unique challenges and conflicts that become the root of significant problems for your heirs—and for you, too. The good news: You can take steps now to address potential issues related…

Certified Divorce Financial Analysts Debunk 5 Common Divorce Myths

July 13, 2020

Seeing that divorce is not something you go through daily, many people hardly know what to expect. The lack of information is further fueled by rumors and common misconceptions. This may result in the divorcee succumbing to false, predetermined truths and getting less than they deserve in a divorce settlement. In this article, the team…

Planning for the Unexpected

July 10, 2020

A Story of Loss and What You Can Learn from It. “We never truly get over a loss, but we can move forward and evolve from it.”  – Elizabeth Berrien When I first began to work with financial planning clients, I met a woman whose story has stayed with me, and will undoubtedly be a…

Adjusting to Life Financially After a Divorce

July 10, 2020

Successfully Navigate through this Transition There’s no doubt about it – going through a divorce can be an emotionally trying time. Ironing out a divorce settlement, attending various court hearings, and dealing with competing attorneys can all weigh heavily on the parties involved. Stress can cause regress. And regress can compromise one’s decision-making and lead…