Investment Outlook 2020

January 27, 2020

IntroductionAt the end of each year, the Merit Investment Team reviews happenings from the past year, offers perspective on the year to come, and formulates the resulting potential strategy changes.  Both stock and bond markets marched forward in 2019, crushing many investor expectations.  The S&P 500 Index rose 31%, about three times the expected annual…

How Playing the Long Game Could Help Build Wealth and Success

January 15, 2020

Many extremely wealthy people have a much better handle than others on a key concept of success: the long game.The long game means having a concrete vision of your ideal future down the road—years or even decades from now—and taking specific, carefully considered action steps at every stage along the way to maximize your ability…

Charitable Giving, the Tax-Wise Way

December 3, 2019

Americans—especially the affluent—are some of the most charitable people in the world.* Chances are, you use some of your wealth to support favorite causes or organizations that are important to you. But those contributions may not be having as big an impact as they could—and it’s possible you’re missing out on some valuable charitable tax…

Four Ways the Super Rich Manage Their Wealth

November 5, 2019

The self-made Super Rich—people with a net worth of at least $500 million that they built through their own hard work—often possess a treasure trove of knowledge, insights and actionable strategies that the rest of us can adopt in our own lives to enhance our success.Here are four ways the Super Rich manage their wealth.…

Here’s Why You May Need to Update Your Estate Plan

October 10, 2019

Estate planning—the process for how you transfer your wealth to heirs and others—can be very important for anyone who wants to be certain that their loved ones are adequately provided for and taken care of. When done well, estate planning aims both to allow you to pass on your assets as you see fit, and…

Work Smarter- Not Harder!

August 8, 2019

Reclaim your time and energy to live your best lifeEach of us has just 168 hours per week to accomplish our tasks and goals—at work, at home and out in the world. If you feel like you spend too much of that time on things that don’t add value to your life, you’re not alone.…

The Benefits of DNA Behavior

July 31, 2019

Merit has partnered with DNA Behavior in order to achieve a greater and more in-depth perspective on the financial behaviors, risk tolerances, and communication styles of both our employees and clients. Since 2001, DNA Behavior International has enabled human performance acceleration using its proprietary Financial DNA® and Business DNA® behavior tech platforms. They take an…

Merit in the News

June 11, 2019

Merit: The quality of being particularly good or worthy, especially so as to deserve praise or reward. – Merriam Webster There is not a day that goes by where the meaning of the word “Merit” is lost upon us. Our team consistently strives to live up to the real and true significance of our namesake;…

Tips to Ease the Tax Madness

April 30, 2019

With memories (nightmares?) of this year’s tax season fresh on your mind, now is the perfect time to consider strategies and actions to make next year as painless as possible for you, your tax preparer and your bank account. 1. Assess Your Latest EffortDid you have all your records at your fingertips? Did you have…

The Tax Madness

March 28, 2019

“The hardest thing in the world to understand is the income tax.”  – Albert Einstein We are sure that many of us, would indeed, echo the sentiments of Mr. Einstein. There is no question that the world of income taxes can be a mystifying and sometimes challenging place. As we enter the final week of…