Our Market Updates

July 6, 2020

RMD Rollover Relief Update

June 29, 2020

The Internal Revenue Service announced that anyone who already took a required minimum distribution (RMD) in 2020 from certain retirement accounts now has the opportunity to roll those funds back into a retirement account following the CARES Act RMD waiver for 2020. The 60-day rollover period for any RMDs already taken this year has been…

Stress Testing Your Wealth Strategies

June 22, 2020

Stress testing can also be effective at identifying potentially big problems—or possibly huge mistakes—so you can make changes proactively. We believe stress testing should be a part of many people’s due process when vetting financial plans, products and services. In this month’s Flash Report, The Importance of Stress Testing Your Wealth Strategies, you’ll discover the…

Being Stuck and Resting are NOT Equal

June 11, 2020

By: Joy Kirsch Decisions, Decisions…If you have traveled, or are traveling, the widowhood road, you probably know how overwhelming its myriad changes and choices can be. Making even one good decision, let alone many can be an especially tall order at a time when just putting one foot in front of the other may seem like more than you…

Ask The JD

May 20, 2020

Hear our President, Kay Lynn Mayhue, CFP®, AEP®, RFC®, talk with Emily Boothroyd, JD, CFP® discuss the importance of being prepared and the documents that you may need to have on hand in case of an emergency. Should you have questions on your estate documents or are unsure of what to do, please give us…

Moving Past Pessimism with Purpose

May 1, 2020

Becoming a WidowSince recently becoming a widow, Deborah often feels as if she’s trapped on a renegade roller coaster of stress, fear, confusion, exhaustion and loneliness. As if her grief and loss don’t seem debilitating enough, she is deluged with responsibilities, tasks and decisions – decisions that could permanently affect not just her finances, but…

Finding the Right New Financial Advisor

April 5, 2020

Saying Goodbye Many estimates suggest that after their spouses die, a whopping 70% of widows fire their financial advisors. Anecdotal evidence suggests this often happens because the advisor (who supposedly worked for both halves of the couple) somehow never really cultivated a relationship with the woman. Perhaps the advisor made the old-school mistake of seeing her not…

A Message from Our President

April 1, 2020

Although we must remain physically apart during this challenging time, we want to provide assurance that your Merit team will remain very much with you in the days and weeks ahead.  Not a moment goes by that we are not grateful for the trust and confidence you place in us.  Rest assured, in good times…

The Gift of Giving

March 20, 2020

FIRST THINGS FIRST For centuries, some of the world’s greatest thinkers have contended that helping others is the key to happiness. So you might think that volunteering your time, talent and treasure is a surefire and instant way to get through the grief that widowhood brings. I have found that simply isn’t true. Or at…

Market Update – Week of March 16th

March 17, 2020

As news continued to flood in last week, market participants did their best to judge the long-term impact of every single morsel which led to quite a volatile environment.  The news wasn’t all negative as 2 of the 5 days posted large gains.  In fact, Friday March 13th was one of the best 1-day gains…