Are You Committed To Your Loved Ones?

February 13, 2018

Most of us with grandchildren love spoiling them with gifts. I know I do. Unfortunately, the government puts limitations on how much we can give our children and grandchildren. The vast majority of people I meet for the first time have no idea that there are limitations as to how much you can gift to…

New Year, New You: Focus on “Three F’s” (Finance, Fitness, and Fun) in 2018 and Beyond!

January 5, 2018

Happy New Year! Last year certainly brought us a ton of intrigue on political and financial fronts. As resolutions are set for 2018, we encourage you to use the year to focus on your Finances, Fitness and having Fun. Finances: Start 2018 with a budget (yes, the dreaded “B” word), and track it monthly. A…

Are You Suffering From A Minor Case Of Amnesia?

July 25, 2017

By Erin Botsford, CFP, CRPC Coming from a Barron’s Top 100 Financial Advisor and not a medical doctor, this question may seem out of place, but stay with me. I can’t tell you how often I sit with someone at my conference room table and I think – oh no – it is happening again!…

Are Stocks About to Crash? Build Your “House of Security”

May 2, 2017

The major U.S. stock averages achieved record levels in the first few months after the election of Donald Trump. Predictably, those gains spurred the inevitable warnings that we are in a “bubble” and a huge crash is sure to follow. The internet, and probably your email inbox, are full of dire warnings predicting a big…

The Family Money Talk: What To Discuss and Why

April 10, 2017

The Family Money Talk: What To Discuss and Why As adults over 50, we can suffer from putting off the money talk in two ways – having the talk with our aging parents AND having the talk with our children, who are adults, for most of us in this age range. We can help ourselves…

Your Finances Under Trump’s Tax Reform Plans

March 27, 2017

The Crystal Ball is Fuzzy… One could accurately call Donald Trump the “unexpected President.” Regardless of your political leanings, his future impact on your wallet is far from certain at this point. But with the Republicans holding the White House and both houses of Congress, a few things are clear enough to make some predictions…

Financial Planning as a Show of Love – A Valentine Message

February 22, 2017

Financial Planning as a Show of Love – A Valentine Message We are in the season of two “special” days that deal with commitment. One of them, “Ditch New Year’s Resolution Day,” is about breaking a commitment. The other, Valentine’s Day, is about making a commitment to another person, at least in theory. Both can…

5 Tips for Successful Financial Resolutions in 2017

February 22, 2017

5 Tips for Successful Financial Resolutions in 2017 Help Yourself with Specific Goals, Not Vague Financial Resolutions Resolutions are top-of-mind now as we flip the calendar page to the New Year, but many of us hesitate to make them because we are so bad at keeping them. There are people who actually study New Year’s Resolutions…

3 Reasons to Make Financial Gifts to Family During the Holidays

February 22, 2017

3 Reasons to Make Financial Gifts to Family During the Holidays The giving season is here, which makes it a good time to examine whether you should be giving financial gifts to family members now rather than later. If the answer is “yes,” then it is essential you examine the “how” and “why.” The Bible says,…

7 Year End Financial Planning Tips

February 22, 2017

7 Year End Financial Planning Tips Decisions are best made with a little time for reflection, good information and advice from experienced professionals and those with opinions you value. These final weeks of the year are a perfect time to take stock of your financial plan and make adjustments, as necessary, before the rush of…