Pensions

June 15, 2018

Pensions…..in its simplest version pensions are retirement accounts that an employer maintains to give you a fixed payout when you retire. If your company offers you a pension than you’re automatically enrolled in the plan, though in some instances you need to be on the job for a year before you are officially enrolled. Even…

May Economic Update

May 25, 2018

Investment Strategy & Market Update – May 2018 As our team has previously communicated, we believe one of the most important aspects to future economic and stock market performance will be determined by the health of the credit markets.  Lending conditions have been favorable for the past five years, allowing corporate borrowers and consumers to…

Spring Cleaning Lessons That Apply To Your Retirement Plan

May 14, 2018

Our collective ritual of “spring cleaning” often happens because we didn’t take care of chores during the winter, fall or maybe even last summer. Had we dusted more, discarded more, or been more selective in what we hoarded, we could skip spring cleaning and jump straight into the fun stuff that comes with more sunshine…

April Economic Update

April 17, 2018

Investment Strategy & Market Update – April 2018 Markets started the year off in positive territory, rising over 6% during the first three weeks of January 2018. Optimism surrounding tax cuts and solid corporate earnings growth fueled stock prices higher. It appeared as if the abnormally steady year of 2017 would continue right into 2018,…

7 Tips To Ease Your Pain Of Taxes

March 13, 2018

With memories (nightmares?) of the tax season fresh on your mind, now is the perfect time for strategies and actions to make it as painless as possible for you, your tax preparer and your bank account. 1. Assess Your Latest Effort Did you have all your records at your fingertips? Did you have to go…

Are You Committed To Your Loved Ones?

February 13, 2018

Most of us with grandchildren love spoiling them with gifts. I know I do. Unfortunately, the government puts limitations on how much we can give our children and grandchildren. The vast majority of people I meet for the first time have no idea that there are limitations as to how much you can gift to…

New Year, New You: Focus on “Three F’s” (Finance, Fitness, and Fun) in 2018 and Beyond!

January 5, 2018

Happy New Year! Last year certainly brought us a ton of intrigue on political and financial fronts. As resolutions are set for 2018, we encourage you to use the year to focus on your Finances, Fitness and having Fun. Finances: Start 2018 with a budget (yes, the dreaded “B” word), and track it monthly. A…

Are You Suffering From A Minor Case Of Amnesia?

July 25, 2017

By Erin Botsford, CFP, CRPC Coming from a Barron’s Top 100 Financial Advisor and not a medical doctor, this question may seem out of place, but stay with me. I can’t tell you how often I sit with someone at my conference room table and I think – oh no – it is happening again!…

Are Stocks About to Crash? Build Your “House of Security”

May 2, 2017

The major U.S. stock averages achieved record levels in the first few months after the election of Donald Trump. Predictably, those gains spurred the inevitable warnings that we are in a “bubble” and a huge crash is sure to follow. The internet, and probably your email inbox, are full of dire warnings predicting a big…

The Family Money Talk: What To Discuss and Why

April 10, 2017

As adults over 50, we can suffer from putting off the money talk in two ways – having the talk with our aging parents AND having the talk with our children, who are adults, for most of us in this age range. We can help ourselves by remembering the frustrations some of us have had…