The Hustle and Bustle of the Holiday Season

October 11, 2018

We know what you’re thinking, the holidays aren’t for a while, but that’s the lie we all believe. When the holidays start to near, it can be easy to fall behind between family coming into town, preparing for Thanksgiving, shopping for Christmas and getting ready for the New Year. Hustling and bustling between seasons, it…

The “Hail Mary” – A Fun Play in Football, A Bad Play for Investing

September 17, 2018

Hail Mary passes succeed just enough to hold football fans’ intrigue, but fail so frequently that coaches have only one reason to use them. The reason? There is NO other option. As the college football season began, BYU managed to win its first two games on Hail Mary passes. Discounting the likelihood of Divine intervention,…

Five Financial Aspects to Consider Before Going Back to School

August 7, 2018

Your kids or grandkids went back to school recently, so why not you? More and more women in the “Prime” years are saying “yes” to going back to school. If you are hesitant because you think you would be bucking conventional wisdom, be assured that you are not. The trends are supporting your notion, both…


June 15, 2018

Pensions… its simplest version pensions are retirement accounts that an employer maintains to give you a fixed payout when you retire. If your company offers you a pension than you’re automatically enrolled in the plan, though in some instances you need to be on the job for a year before you are officially enrolled. Even…

May Economic Update

May 25, 2018

Investment Strategy & Market Update – May 2018 As our team has previously communicated, we believe one of the most important aspects to future economic and stock market performance will be determined by the health of the credit markets.  Lending conditions have been favorable for the past five years, allowing corporate borrowers and consumers to…

Spring Cleaning Lessons That Apply To Your Retirement Plan

May 14, 2018

Our collective ritual of “spring cleaning” often happens because we didn’t take care of chores during the winter, fall or maybe even last summer. Had we dusted more, discarded more, or been more selective in what we hoarded, we could skip spring cleaning and jump straight into the fun stuff that comes with more sunshine…

April Economic Update

April 17, 2018

Investment Strategy & Market Update – April 2018 Markets started the year off in positive territory, rising over 6% during the first three weeks of January 2018. Optimism surrounding tax cuts and solid corporate earnings growth fueled stock prices higher. It appeared as if the abnormally steady year of 2017 would continue right into 2018,…

7 Tips To Ease Your Pain Of Taxes

March 13, 2018

With memories (nightmares?) of the tax season fresh on your mind, now is the perfect time for strategies and actions to make it as painless as possible for you, your tax preparer and your bank account. 1. Assess Your Latest Effort Did you have all your records at your fingertips? Did you have to go…

Are You Committed To Your Loved Ones?

February 13, 2018

Most of us with grandchildren love spoiling them with gifts. I know I do. Unfortunately, the government puts limitations on how much we can give our children and grandchildren. The vast majority of people I meet for the first time have no idea that there are limitations as to how much you can gift to…

New Year, New You: Focus on “Three F’s” (Finance, Fitness, and Fun) in 2018 and Beyond!

January 5, 2018

Happy New Year! Last year certainly brought us a ton of intrigue on political and financial fronts. As resolutions are set for 2018, we encourage you to use the year to focus on your Finances, Fitness and having Fun. Finances: Start 2018 with a budget (yes, the dreaded “B” word), and track it monthly. A…