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annuity vs. lump sum

Annuity vs. Lump Sum

AT&T pension

AT&T Pension Plan

rollover relief for rmds thumbnail

Rollover Relief for RMDs

coworkers working together

Wealth Management & Planning Before Retirement: Key Concepts

Health savings account thumbnail

Health Savings Accounts

couple on beach

What AT&T Retirement Plan Problems Say About 401(k) Management

Market Video Thumbnail

Are You on the Right Track to Retire?

august blog

Buy Experiences. Not Stuff. Here’s Why.

AT&T rule of 75

The Modified Rule of 75

Questionnaires

Financial DNA

Merit has partnered with Financial DNA® to provide you with an in-depth perspective of your personal financial behaviors, communication styles, and tolerances. You'll begin this process by taking a short, web-based questionnaire. Once completed, you'll have a consultation with your advisor to discuss the results.

Financial House

Brought to you by our Private Wealth Division, this is a comprehensive plan to help manage your finances and build wealth. “Your Financial House” will demonstrate how much lifestyle, hybrid, and non-lifestyle income you need. Calculate your expenses on an annual basis for each category and total them at the end of each section.

Risk Quantification

Risks come in many forms and can wreak havoc on our financial lives. An essential part of your planning should be to identify and quantify as many of your potential risks and, where possible, identify strategies to mitigate those risks. This worksheet includes a few common risk areas for you to consider as you begin this process.

Calculators

We’ve compiled a few financial calculators to help you successfully plan for your future.