Protect Your Legacy

Insurance Strategies to Help Guard Your Assets

In a world where the unexpected can happen at any moment, safeguarding your most precious assets becomes not just a priority, but a necessity. Our team of dedicated insurance professionals is here to guide you through the complex landscape of insurance strategies, offering personalized solutions designed to help protect what matters most to you. 

Navigate The Unexpected With Us

Considering a mix of insurance policies is critical for protecting your assets because it ensures comprehensive coverage against a wide range of uncertainties and life events. Each type of insurance serves a unique purpose, from helping safeguard your family's future with life insurance to preserving your income with disability insurance, and even guarding your retirement with annuities. Navigating the complexities of these options and understanding how they fit into your overall financial plan can be daunting. This is where the role of a valued financial professional becomes invaluable. Your advisor can tailor a strategy that aligns with your individual needs, goals, and circumstances. Insurance is not just an isolated consideration but a pivotal component of your full financial picture. At Merit Financial Advisors, we are dedicated to guiding you through this intricate landscape, and working towards well-equipped and informed decisions that help protect your legacy and loved ones.

Our Specialists Have a Wealth of Knowledge on the Following Products

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Life Insurance

Life insurance is a crucial safety net that provides financial protection to your loved ones. Preparing your family for that next season of life helps alleviate unnecessary financial burden. We offer expertise with:

  • Term Life
  • Whole Life
  • Index Universal Life
  • Universal Life
  • Guaranteed Universal Life
  • Variable Universal Life

*Both individual and survivorship policies are available on all policy types other than Term.


Disability Insurance

Disability insurance acts as a financial lifeline by replacing a portion of your income if an illness or injury prevents you from working. It safeguards your financial stability, ensuring you can meet your financial obligations even in the face of adversity. We offer guidance with:

  • Long-Term Disability
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Long-Term Care 

Long-term care insurance provides coverage for the cost of care not typically covered by health insurance, Medicare, or Medicaid. This helps protect your savings and enables you to receive the quality care you need as you age, without additional financial burdens. We help with:

  • Traditional LTC
  • Hybrid Life LTC
  • Hybrid Annuity LTC


Annuities offer a steady income stream, typically for retirement, assisting with financial confidence in your later years. They are important for managing longevity risk, hoping that you have a consistent income regardless of how long you live. We assist with:

  • Fixed Multi-Year Guarantee Annuities
  • Fixed Indexed Annuities
  • Fixed Indexed Annuities with Life Income Guarantees
  • Immediate Annuities
  • Deferred Income Annuities

Guarantees are based on the claims paying ability of the issuing company.

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Why Choose Merit

With our experienced team of insurance specialists by your side, we will be your steadfast ally in navigating the complex world of insurance. From identifying the right mix of policies to optimizing coverage terms, we are dedicated to guiding you through informed decisions that will assist in safeguarding your assets and guarding your financial future.