Merit | Sharp Advisors
we invest in you before you invest in us.
All meetings with our advisors are complimentary until you retire. We do this as a way of building trust and ensuring that we are a proper fit for each other.
While You're Still Working: We meet with you on a regular basis to help you stay on track for retirement. In these meetings, we:
- Provide suggestions on how to make the most of your 401(k)
- Discuss pre-tax, Roth, and after-tax contributions
- Review your Pension and Social Security estimates
- Calculate projections of retirement income at various ages
- Discuss debt reduction and wealth accumulation strategies
- Help designate beneficiaries
- Discuss estate planning needs
Transitioning to Retirement: When you are nearing retirement, we meet more frequently to:
- Help reduce exposure to changes in the market
- Assist you in understanding your medical benefits
- Discuss Medicare options and Long-Term Care
- Help strategize when to collect your Social Security
- Discuss your Pension elections and options
- Determine when to retire based on your budgeting needs
- Facilitate all necessary retirement paperwork
In Retirement: We manage your investments while servicing any account maintenance needs. Annual review meetings will assess your:
- Investment goals and objectives
- Withdrawal rate
- Comfort level with investments
- Mix of investments
- Beneficiary designations
- Account performance and fees
Click below to learn about a financial topic that matters to you:
Action Planning Process
