Merit | Sharp Advisors

we invest in you before you invest in us.

All meetings with our advisors are complimentary until you retire. We do this as a way of building trust and ensuring that we are a proper fit for each other.

While You're Still Working: We meet with you on a regular basis to help you stay on track for retirement. In these meetings, we:

  • Provide suggestions on how to make the most of your 401(k)
  • Discuss pre-tax, Roth, and after-tax contributions
  • Review your Pension and Social Security estimates
  • Calculate projections of retirement income at various ages
  • Discuss debt reduction and wealth accumulation strategies
  • Help designate beneficiaries
  • Discuss estate planning needs

Transitioning to Retirement: When you are nearing retirement, we meet more frequently to:

  • Help reduce exposure to changes in the market
  • Assist you in understanding your medical benefits
  • Discuss Medicare options and Long-Term Care
  • Help strategize when to collect your Social Security
  • Discuss your Pension elections and options
  • Determine when to retire based on your budgeting needs
  • Facilitate all necessary retirement paperwork

In Retirement: We manage your investments while servicing any account maintenance needs. Annual review meetings will assess your:

  • Investment goals and objectives
  • Withdrawal rate
  • Comfort level with investments
  • Mix of investments
  • Beneficiary designations
  • Account performance and fees

Click below to learn about a financial topic that matters to you:

Action Planning Process

Action Planning Process

To learn more about the Merit Sharp Advisors team, click here

We have 2 locations across the Southeast:
Charlotte, NC - 4235 South Stream Blvd. Suite 100 | Charlotte, NC 28217

Raleigh, NC - 3100 Smoketree Court Suite 1002 | RaleighNC 27604